"Hi, can I pay with QRIS?"
"Sorry, we only accept cash."
... long story short, that's how businesses lose customers.
These days, forgetting your wallet isn’t a big deal—but leaving your phone at home? Now that’s a problem! Almost every transaction can be done straight from your smartphone.
One of the hottest payment methods in Indonesia right now is QRIS, a super-fast QR code-based system that makes checkout effortless, and that’s just the beginning.
The more payment options you offer, the easier it is to turn window shoppers into paying customers. So, what are the most popular payment methods in Indonesia? Let’s dive in! (Spoiler alert: You can enable them all with Odoo!)
Hi, can I pay with QRIS?
Sorry, we only accept cash.
Long story short, that's how businesses lose customers.
These days, forgetting your wallet isn’t a big deal—but leaving your phone at home? Now that’s a problem! Almost every transaction can be done straight from your smartphone.
One of the hottest payment methods in Indonesia right now is QRIS, a super-fast QR code-based system that makes checkout effortless, and that’s just the beginning.
The more payment options you offer, the easier it is to turn window shoppers into paying customers. So, what are the most popular payment methods in Indonesia? Let’s dive in! (Spoiler alert: You can enable them all with Odoo!)
Favorite Payment Methods in Indonesia
Cash is still king, but convenience rules! Businesses need to offer more payment options for customers who prefer quick and easy transactions. Here are the top payment methods every business should consider!
1. QRIS
Launched in 2019, QRIS has grown rapidly in Indonesia. According to data published by PERBANAS, in just five years, QRIS has reached 52.55 million users and 33.77 million merchants.
Its popularity comes from its simplicity—one QR code works across multiple banks and e-wallets, making payments faster and more convenient for both businesses and customers.
2. Transfer/Mobile Banking
This classic payment method remains strong. Transactions are usually done via virtual accounts that automatically generate the exact billing amount to avoid payment mistake.
3. E-wallet
Stealing the spotlight with the rise of online ride service, e-wallet also become a customer favorite!
4. Debit/Credit Cards
Another classic example, customers love debit/credit cards for the ease—and the bank promos!
5. Paylater
Lastly, a rising trend—paylater! Like a credit card, but with faster verification and instant use.
How to Set Up InterActive QRIS in Odoo, Generate Unique QR in Invoices! → Offer & Manage Multiple Payment Methods
Businesses can make use of payment gateways like Xendit and InterActive QRIS while managing all transaction data in one platform—Odoo.
In the past, accepting multiple payment methods was a hassle. Each method required separate registrations, different accounts, and even extra devices like EDC machines for cards or separate apps for e-wallets.
Now, without additional hardware or complicated setups, customers can pay via QRIS, debit/credit cards, bank transfers, and paylater—directly from Odoo’s system.
Convenient
One system for all transactions, no need to switch between accounts.
No Extra Device
No EDC machine required! Just share a payment link or QR code to accept various methods.
Automatic Record
All transactions are automatically logged in Odoo Accounting, with neat reports—no need to export or import financial data.
There you have it—payment methods you can use as a business owner in Indonesia! These options aren’t just for retail; they’re also great for manufacturing, services, and digital businesses.
The best part? No matter what type of business you run, you can offer multiple payment options without the hassle of setting up different systems—just use Odoo!
